KPR simulation
Estimate a monthly installment with your own figures. KPR is the Indonesian term for a home loan.
Calculator
Enter the figures you have from the developer and your bank. Nothing is filled in for you and nothing is sent anywhere.
Ask for current pricesYour estimate appears here
Fill in the four fields and press Calculate. Nothing is pre-filled and nothing you type leaves this page.
Two kinds of KPR
The installment is calculated the same way. The rate, the rules and who can apply are different.
Book a site visit
SubsidizedSubsidized KPR for first-time buyers
Part of the government housing program. The rate is set by the program and stays fixed for the whole term, and applicants must meet the first-home and income rules. Use the rate your bank confirms.
CommercialRegular KPR for commercial homes
Offered by banks on their own terms. Rates are often fixed for the first years and then follow the market, so ask the bank how the rate changes and test a few rates here.
FAQ
What the calculator does with your figures, and what it leaves out.
Ask on WhatsApp- The loan is the price minus the down payment. The calculator uses the standard fixed-rate formula: installment = loan × r ÷ (1 − (1 + r)−n), where r is the yearly rate divided by 12 and n is the number of months.
- Prices and rates change and depend on the home and the bank. Starting from empty fields means every result comes from figures you received yourself.
- Bank fees, insurance, notary costs, taxes and any change in a floating rate. The bank's offer letter shows the exact amounts.
- No. The result is only an estimate. The bank decides on approval, the rate and the amount after checking your documents.
- Ask the team. Book a site visit or message them on WhatsApp for the current price and availability.